{"id":25,"date":"2021-07-12T16:44:31","date_gmt":"2021-07-12T16:44:31","guid":{"rendered":"https:\/\/collegeinv.wpengine.com\/?page_id=25"},"modified":"2026-01-08T07:44:00","modified_gmt":"2026-01-08T07:44:00","slug":"first-step","status":"publish","type":"page","link":"https:\/\/www.collegeinvest.org\/first-step\/","title":{"rendered":"First Step"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;change Languege&#8221; module_class=&#8221;change-language-section&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; da_disable_devices=&#8221;off|off|off&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;right&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][cumo_change_language english=&#8221;eng&#8221; spain=&#8221;esp&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/cumo_change_language][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Hero Section&#8221; module_class=&#8221;hero-section hero-first-step w-full-ios&#8221; _builder_version=&#8221;4.17.3&#8243; da_disable_devices=&#8221;off|off|off&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; admin_label=&#8221;Eng&#8221; module_class=&#8221;language-eng&#8221; _builder_version=&#8221;4.17.3&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;left&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Hero Content&#8221; module_class=&#8221;headline h1-dark page-first-step&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#E02B20&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>First Step Program<\/h1>\n<h2>The earlier you start, the more it can grow.<\/h2>\n<p>Participation in the First Step Program is FREE! You can open a plan with $0. First, choose your plan. Then, when you get to Initial Contribution during the enrollment process, simply check the box for \u201cPersonal Check.&#8221; We\u2019ll do the rest and deposit $121 into your account after you enroll in First Step!<\/p>\n<p>As an additional benefit for parents and legal Guardians who enroll in First Step, we\u2019ll match $500 per year of your savings for 3 years \u2013 totaling up to $1,500 in gift contributions from CollegeInvest.[\/et_pb_text][et_pb_text disabled_on=&#8221;off|off|on&#8221; admin_label=&#8221;Text btn 1&#8243; module_class=&#8221;first-step&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">I\u2019M A COLLEGEINVEST ACCOUNT OWNER:<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/firststep.collegeinvest.org&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;CLAIM YOUR $121 NOW&#8221; button_alignment=&#8221;center&#8221; button_alignment_tablet=&#8221;center&#8221; button_alignment_last_edited=&#8221;off|desktop&#8221; disabled_on=&#8221;off|off|on&#8221; admin_label=&#8221;Button Blue 1&#8243; module_class=&#8221;button blue large&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_text disabled_on=&#8221;off|off|on&#8221; admin_label=&#8221;Text btn 2&#8243; module_class=&#8221;first-step&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">I\u2019M READY TO GET STARTED:<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;\/enroll-529-savings-plan\/&#8221; button_text=&#8221;OPEN A COLLEGEINVEST 529&#8243; button_alignment=&#8221;center&#8221; disabled_on=&#8221;off|off|on&#8221; admin_label=&#8221;Button Light Blue 2&#8243; module_class=&#8221;button light-blue large&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_text disabled_on=&#8221;off|off|on&#8221; admin_label=&#8221;Text btn 3&#8243; module_class=&#8221;first-step&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">I\u2019M NEW TO COLLEGEINVEST 529S:<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;\/coloradofirststep\/sign-up-flow\/&#8221; button_text=&#8221;SEND ME MORE INFO&#8221; button_alignment=&#8221;center&#8221; disabled_on=&#8221;off|off|on&#8221; admin_label=&#8221;Button Light Blue 3&#8243; module_class=&#8221;button light-blue large&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;right&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2022\/09\/AdobeStock_301353106-sfw.jpg&#8221; alt=&#8221;Mom holding an infant teaching them to walk&#8221; title_text=&#8221;AdobeStock_301353106-sfw&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; disabled_on=&#8221;on|on|off&#8221; admin_label=&#8221;Btn Eng&#8221; module_class=&#8221;language-eng btn-row-desktop&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;100px||||false|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text btn 1&#8243; module_class=&#8221;first-step&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">I\u2019M A COLLEGEINVEST<\/br> ACCOUNT OWNER:<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/firststep.collegeinvest.org&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;CLAIM YOUR $121 NOW&#8221; admin_label=&#8221;Button Blue 1&#8243; module_class=&#8221;button blue large&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text btn 2&#8243; module_class=&#8221;first-step&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">I\u2019M READY TO<br \/>GET STARTED:<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;\/enroll-529-savings-plan\/&#8221; button_text=&#8221;OPEN A COLLEGEINVEST 529&#8243; admin_label=&#8221;Button Light Blue 2&#8243; module_class=&#8221;button light-blue large&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text btn 3&#8243; module_class=&#8221;first-step&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">I\u2019M NEW TO<br \/>COLLEGEINVEST 529S:<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;\/coloradofirststep\/sign-up-flow\/&#8221; button_text=&#8221;SEND ME MORE INFO&#8221; admin_label=&#8221;Button Light Blue 3&#8243; module_class=&#8221;button light-blue large&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; admin_label=&#8221;Esp&#8221; module_class=&#8221;language-esp w-full-ios&#8221; _builder_version=&#8221;4.17.3&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;left&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Hero Content&#8221; module_class=&#8221;headline h1-dark page-first-step&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Programa First Step<\/h1>\n<h2>Cuanto antes comience, m\u00e1s podr\u00e1 crecer.<\/h2>\n<p>\u00a1Participar en el Programa First Step es GRATIS! Usted puede abrir un plan con $0. Primero, elija su plan. Despu\u00e9s, cuando llegue a Contribuci\u00f3n Inicial durante el proceso de inscripci\u00f3n, simplemente marque la casilla \u201cCheque Personal\u201d. \u00a1Nosotros haremos el resto y depositaremos $121 en su cuenta despu\u00e9s de que se inscriba en First Step!<\/p>\n<p>Como beneficio adicional para padres o tutores legales que se inscriban en First Step, igualaremos $500 por a\u00f1o de sus ahorros por 3 a\u00f1os, para un total de hasta $1,500 en contribuciones gratuitas de CollegeInvest.[\/et_pb_text][et_pb_text disabled_on=&#8221;off|off|on&#8221; admin_label=&#8221;Text btn esp 1&#8243; module_class=&#8221;first-step&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">SOY TITULAR DE 529 CUENTA DE COLLEGEINVEST:<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/firststep.collegeinvest.org&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;RECLAME SUS $121 AHORA&#8221; button_alignment=&#8221;center&#8221; disabled_on=&#8221;off|off|on&#8221; admin_label=&#8221;Button Blue esp 1&#8243; module_class=&#8221;button blue large&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_text disabled_on=&#8221;off|off|on&#8221; admin_label=&#8221;Text btn esp 2&#8243; module_class=&#8221;first-step&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">ESTOY LISTO PARA EMPEZAR:<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;\/enroll-529-savings-plan\/&#8221; button_text=&#8221;ABRIR UNA COLLEGEINVEST 529&#8243; button_alignment=&#8221;center&#8221; disabled_on=&#8221;off|off|on&#8221; admin_label=&#8221;Button Light Blue esp 2&#8243; module_class=&#8221;button light-blue large&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_text disabled_on=&#8221;off|off|on&#8221; admin_label=&#8221;Text btn esp 3&#8243; module_class=&#8221;first-step&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">SOY NUEVO EN COLLEGEINVEST 529S:<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;\/coloradofirststep\/sign-up-flow\/&#8221; button_text=&#8221;ENVIARME M\u00c1S INFORMACI\u00d3N&#8221; button_alignment=&#8221;center&#8221; disabled_on=&#8221;off|off|on&#8221; admin_label=&#8221;Button Light Blue esp 3&#8243; module_class=&#8221;button light-blue large&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;right&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2022\/09\/AdobeStock_301353106-sfw.jpg&#8221; alt=&#8221;Mom holding an infant teaching them to walk&#8221; title_text=&#8221;AdobeStock_301353106-sfw&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; disabled_on=&#8221;on|on|off&#8221; admin_label=&#8221;Btn Esp&#8221; module_class=&#8221;language-esp btn-row-desktop&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;100px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;text-align: center;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text btn esp 1&#8243; module_class=&#8221;first-step&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">SOY TITULAR DE 529<br \/>\nCUENTA DE COLLEGEINVEST:<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/firststep.collegeinvest.org&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;RECLAME SUS $121 AHORA&#8221; admin_label=&#8221;Button Blue esp 1&#8243; module_class=&#8221;button blue large&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;text-align: center;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text btn esp 2&#8243; module_class=&#8221;first-step&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">ESTOY LISTO PARA<br \/>\nEMPEZAR:<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;\/enroll-529-savings-plan\/&#8221; button_text=&#8221;ABRIR UNA COLLEGEINVEST 529&#8243; admin_label=&#8221;Button Light Blue esp 2&#8243; module_class=&#8221;button light-blue large&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;text-align: center;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text btn esp 3&#8243; module_class=&#8221;first-step&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">SOY NUEVO EN<br \/>COLLEGEINVEST 529S:<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;\/coloradofirststep\/sign-up-flow\/&#8221; button_text=&#8221;ENVIARME M\u00c1S INFORMACI\u00d3N&#8221; admin_label=&#8221;Button Light Blue esp 3&#8243; module_class=&#8221;button light-blue large&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Sidebar Section&#8221; module_class=&#8221;sidebar-section&#8221; _builder_version=&#8221;4.16&#8243; background_image=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2021\/08\/sidebar-remove-line.png&#8221; da_disable_devices=&#8221;off|off|off&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;3_5,2_5&#8243; admin_label=&#8221;Eng&#8221; module_class=&#8221;language-eng&#8221; _builder_version=&#8221;4.17.3&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Content&#8221; module_class=&#8221;content-sbs&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>What is First Step?<\/h2>\n<p>First Step by CollegeInvest is a free jump-start college savings program passed by the Colorado legislature that benefits any child born or adopted in the state of Colorado on or after January 1, 2020.<\/p>\n<p>Enroll in the First Step Program today and you\u2019ll receive a free $121 gift contribution to your CollegeInvest Savings Account. What\u2019s more, for parents and legal Guardians who enroll by December 31st, 2026, CollegeInvest will also match their contributions dollar-for-dollar starting in 2026, up to $500 per year for the first 3 years.<\/p>\n<p>You must have a CollegeInvest 529 Savings Account to enroll in First Step and receive the $121 gift contribution.<\/p>\n<p>[\/et_pb_text][cumo_two_btn_inline text_above_button=&#8221;I\u2019M A COLLEGEINVEST ACCOUNT OWNER:&#8221; button_url=&#8221;https:\/\/firststep.collegeinvest.org\/&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;CLAIM YOUR $121 NOW&#8221; text_above_button_sec=&#8221;I\u2019M NEW TO COLLEGEINVEST 529S:&#8221; button_url_sec=&#8221;\/coloradofirststep\/sign-up-flow\/&#8221; button_text_sec=&#8221;SEND ME MORE INFO&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/cumo_two_btn_inline][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;right&#8221; global_colors_info=&#8221;{}&#8221;][cumo_side_item icon=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2021\/09\/quick-link.svg&#8221; icon_alt=&#8221;Blue link icon&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"title\">quick links<\/p>\n<p><a href=\"\/what-is-a-529-plan\/\">what is a 529 savings plan?\u00a0<\/a><\/p>\n<p><a href=\"\/first-step\/first-step-reports\/\">Annual reports<\/a><\/p>\n<p><a href=\"\/first-step\/first-step-terms-and-conditions\/\">terms &amp; conditions<\/a><\/p>\n<p>[\/cumo_side_item][cumo_side_item icon=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2021\/09\/phone-icon.svg&#8221; icon_alt=&#8221;Blue phone icon&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"title\">call us<\/p>\n<p class=\"tel\"><a href=\"tel:800.448.2424\">800.448.2424<\/a><\/p>\n<p>Mon \u2013 Fri 8am to 5pm (MST)<\/p>\n<p>[\/cumo_side_item][cumo_side_item icon=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2021\/09\/email-icon-v1.svg&#8221; icon_alt=&#8221;Blue email icon&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"title\">Email Us<\/p>\n<p><a href=\"mailto:firststep@collegeinvest.org\">Send Us An Email<\/a><\/p>\n<p>[\/cumo_side_item][cumo_side_item icon=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2021\/09\/mail-icon.svg&#8221; icon_alt=&#8221;Blue mail icon&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"title\">Mailing Address<\/p>\n<p class=\"line-height-23\">Collegeinvest First Step Savings Program<br \/>1600 Broadway, Suite 2300<br \/>Denver, CO 80202<\/p>\n<p>[\/cumo_side_item][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_5,2_5&#8243; admin_label=&#8221;Esp&#8221; module_class=&#8221;language-esp&#8221; _builder_version=&#8221;4.17.3&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Content&#8221; module_class=&#8221;content-sbs&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>\u00bfQu\u00e9 es First Step?<\/h2>\n<p>First Step de CollegeInvest es un programa gratuito de inicio de ahorro universitario aprobado por la legislatura de Colorado que beneficia a cualquier ni\u00f1o nacido o adoptado en el estado de Colorado a partir del 1 de enero de 2020.<\/p>\n<p>Inscr\u00edbase hoy mismo en el Programa First Step y recibir\u00e1 una contribuci\u00f3n gratuita de $121 en su Cuenta de Ahorro de CollegeInvest. Para padres o tutores legales que se inscriban antes del 31 de diciembre de 2026, CollegeInvest tambi\u00e9n igualar\u00e1 sus contribuciones d\u00f3lar por d\u00f3lar a partir de 2026 hasta $500 por a\u00f1o durante los primeros 3 a\u00f1os.<\/p>\n<p>Usted debe tener una Cuenta de Ahorro de CollegeInvest 529 para inscribirse en First Step y recibir la contribuci\u00f3n gratuita de $121.<\/p>\n<p>[\/et_pb_text][cumo_two_btn_inline text_above_button=&#8221;SOY TITULAR DE 529 CUENTA DE COLLEGEINVEST:&#8221; button_url=&#8221;https:\/\/firststep.collegeinvest.org\/&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;RECLAME SUS $121 AHORA&#8221; text_above_button_sec=&#8221;SOY NUEVO EN COLLEGEINVEST 529S:&#8221; button_url_sec=&#8221;\/coloradofirststep\/sign-up-flow\/&#8221; button_text_sec=&#8221;ENVIARME M\u00c1S INFORMACI\u00d3N&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/cumo_two_btn_inline][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;right&#8221; global_colors_info=&#8221;{}&#8221;][cumo_side_item icon=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2021\/09\/quick-link.svg&#8221; icon_alt=&#8221;Blue link icon&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"title\">quick links<\/p>\n<p><a href=\"\/what-is-a-529-plan\/\">\u00bfQu\u00e9 es un Plan de Ahorro 529?<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/2021\/09\/FAQs-2.19.2020.pdf\" target=\"_blank\" rel=\"attachment noopener wp-att-246569\">Deseo m\u00e1s informaci\u00f3n sobre First Step<\/a><\/p>\n<p><a href=\"\/first-step\/first-step-reports\/\">Reportes Anuales<\/a><\/p>\n<p><a href=\"\/first-step\/first-step-terms-and-conditions\/\">T\u00e9rminos y Condiciones<\/a><\/p>\n<p>[\/cumo_side_item][cumo_side_item icon=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2021\/09\/phone-icon.svg&#8221; icon_alt=&#8221;Blue phone icon&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"title\">Ll\u00e1menos:<\/p>\n<p class=\"tell\"><a href=\"tel:800.448.2424\">800.448.2424<\/a><\/p>\n<p>Sin cargo<\/p>\n<p>Lunes a viernes, de 8am a 5pm (MST)<\/p>\n<p>[\/cumo_side_item][cumo_side_item icon=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2021\/09\/email-icon-v1.svg&#8221; icon_alt=&#8221;Blue email icon&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"title\">Env\u00edenos un correo electr\u00f3nico:<\/p>\n<p><a class=\"mail-firststep\" href=\"mailto:firststep@ollegeinvest.org\">firststep@collegeinvest.org<\/a><\/p>\n<p>[\/cumo_side_item][cumo_side_item icon=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2021\/09\/mail-icon.svg&#8221; icon_alt=&#8221;Blue mail icon&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"title\">Direcci\u00f3n postal:<\/p>\n<p class=\"line-height-23\">CollegeInvest First Step<br \/>Savings Program<br \/>1600 Broadway, Suite 2300<br \/><span style=\"font-weight: 400;\">Denver, CO 80202<\/span><\/p>\n<p>[\/cumo_side_item][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;Who\u2019s eligible&#8221; module_class=&#8221;who-eligible-section&#8221; _builder_version=&#8221;4.17.3&#8243; background_enable_image=&#8221;off&#8221; custom_margin=&#8221;65px||||false|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; disabled=&#8221;on&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row admin_label=&#8221;Who\u2019s eligible title ENG&#8221; module_class=&#8221;language-eng&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;||100px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;h2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#005c8f&#8221; header_text_color=&#8221;#005c8f&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Who\u2019s eligible for the First Step Program?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; admin_label=&#8221;Who\u2019s eligible Content ENG&#8221; module_class=&#8221;who-eligible-content language-eng&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#005c8f&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Any child born or adopted in the state of Colorado on or after January 1, 2020.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#005c8f&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>The child must be a U.S citizen or resident alien with a Social Security number or federal tax identification number.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#005c8f&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>The Parent or legal Guardian must apply for the program before the child\u2019s 5th birthday.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;Who\u2019s eligible title Esp&#8221; module_class=&#8221;language-esp&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;||100px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;h2&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#005c8f&#8221; header_text_color=&#8221;#005c8f&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>\u00bfQui\u00e9n es elegible para el Programa First Step?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; admin_label=&#8221;Who\u2019s eligible Content Esp&#8221; module_class=&#8221;who-eligible-content language-esp&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#005c8f&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Cualquier ni\u00f1o nacido o adoptado en el estado de Colorado a partir del 1 de enero de 2020.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#005c8f&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>El ni\u00f1o debe ser ciudadano o residente de los Estados Unidos y contar con un n\u00famero de seguro social o un n\u00famero de identificaci\u00f3n de contribuyente federal.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#005c8f&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>El padre o tutor legal debe aplicar para el programa antes de que el ni\u00f1o cumpla 5 a\u00f1os.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; admin_label=&#8221;Three Column Features Eng&#8221; module_id=&#8221;elegibility&#8221; module_class=&#8221;there-column-features language-eng there-column-coloradofirststep&#8221; _builder_version=&#8221;4.17.3&#8243; custom_padding=&#8221;40px||||false|false&#8221; custom_padding_tablet=&#8221;40px||||false|false&#8221; custom_padding_phone=&#8221;0px||||false|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Headline&#8221; module_class=&#8221;headline&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Who&#8217;s eligible for the First Step Program?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; module_class=&#8221;there-column&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Any child born or adopted in the state of Colorado on or after January 1, 2020.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>The Account Owner and the child must be a U.S citizen or resident alien with a Social Security number or federal tax identification number.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>The Account Owner must apply for the program before the child\u2019s 8th birthday.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; admin_label=&#8221;Three Column Features Esp&#8221; module_id=&#8221;elegibility-esp&#8221; module_class=&#8221;there-column-features language-esp there-column-coloradofirststep&#8221; _builder_version=&#8221;4.17.3&#8243; custom_padding=&#8221;40px||||false|false&#8221; custom_padding_tablet=&#8221;40px||||false|false&#8221; custom_padding_phone=&#8221;0px||||false|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Headline&#8221; module_class=&#8221;headline&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>\u00bfQui\u00e9n es elegible para el Programa First Step?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; module_class=&#8221;there-column&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Cualquier ni\u00f1o nacido o adoptado en el estado de Colorado a partir del 1 de enero de 2020.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>El titular de la cuenta y el ni\u00f1o deben ser ciudadanos o residentes de los Estados Unidos y contar con un n\u00famero de seguro social o un n\u00famero de identificaci\u00f3n de contribuyente federal.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>El titular de la cuenta debe aplicar para el programa antes de que el ni\u00f1o cumpla 5 a\u00f1os.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Steps Cards First Step Eng&#8221; module_class=&#8221;steps-cards language-eng&#8221; _builder_version=&#8221;4.16&#8243; da_disable_devices=&#8221;off|off|off&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row admin_label=&#8221;Headline Eng&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Headline&#8221; module_class=&#8221;headline&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>How to get started?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; admin_label=&#8221;Step Card Eng&#8221; module_class=&#8221;step-card-there-column&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Content&#8221; module_class=&#8221;content-sc p-small-dark&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"title-step-card\">\n<div class=\"number-circle-blue\"><img decoding=\"async\" class=\"wp-image-249280 alignnone size-medium\" src=\"https:\/\/e4iwtod4d46.exactdn.com\/wp-content\/uploads\/2021\/10\/1.svg\" alt=\"Image of step 1 icon\" width=\"300\" height=\"300\" \/><\/div>\n<h3>Open a CollegeInvest Savings Account<\/h3>\n<\/div>\n<p><span style=\"font-weight: 400;\">To open an account, choose from one of our 4 plans. If you already have a CollegeInvest account for the child, just have their account number ready.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;\/enroll-529-savings-plan\/&#8221; button_text=&#8221;OPEN MY 529 ACCOUNT&#8221; admin_label=&#8221;Button Underline&#8221; module_class=&#8221;button-underline&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Content&#8221; module_class=&#8221;content-sc p-small-dark&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"title-step-card\">\n<div class=\"number-circle-blue\"><img decoding=\"async\" class=\"wp-image-249281 alignnone size-medium\" src=\"https:\/\/e4iwtod4d46.exactdn.com\/wp-content\/uploads\/2021\/10\/2.svg\" alt=\"Image of step 2 icon\" width=\"300\" height=\"300\" \/><\/div>\n<h3>Enroll in First Step<\/h3>\n<\/div>\n<p>Please have the child\u2019s (Beneficiary\u2019s) birth certificate or adoption documents available for reference. Any Applicant\/Account Owner may claim the $121 gift contribution, but only the Beneficiary\u2019s Parent or legal Guardian may claim the potential matching $1,500 funds from CollegeInvest.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Content&#8221; module_class=&#8221;content-sc p-small-dark&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"title-step-card\">\n<div class=\"number-circle-blue\"><img decoding=\"async\" class=\"wp-image-249273 alignnone size-medium\" src=\"https:\/\/e4iwtod4d46.exactdn.com\/wp-content\/uploads\/2021\/10\/3.svg\" alt=\"Image of step 3 icon\" width=\"300\" height=\"300\" \/><\/div>\n<h3>Receive your gift<\/h3>\n<\/div>\n<p>If you and the Beneficiary meet all of the eligibility requirements, you will be notified by email from CollegeInvest and the $121 gift contribution will be deposited in your CollegeInvest account within 30 business days. If you and\/or the Beneficiary are deemed ineligible, you will also be notified by email from CollegeInvest.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; admin_label=&#8221;Footer Section Eng&#8221; module_class=&#8221;step-card-footer&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; module_class=&#8221;btn-right&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;text-align: right;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;https:\/\/firststep.collegeinvest.org&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;CLAIM YOUR $121 NOW&#8221; button_alignment=&#8221;right&#8221; admin_label=&#8221;Button Blue&#8221; module_class=&#8221;button blue large&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; module_class=&#8221;btn-left&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;text-align: left;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI1MDIzMSJ9fQ==@&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;SEND ME MORE INFO&#8221; button_alignment=&#8221;left&#8221; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Button Light Blue&#8221; module_class=&#8221;button light-blue large&#8221; _builder_version=&#8221;4.17.3&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;Footer Section Eng&#8221; module_class=&#8221;step-card-footer&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Footnotes&#8221; module_class=&#8221;foot-notes&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h3>After you enroll<\/h3>\n<p>If the account owner is the Parent or legal Guardian, once you receive the $121 from First Step, we\u2019ll match your future contributions dollar-for-dollar, up to $500 per year for the next 3 years. The Parent or legal Guardian must apply for First Step by 12\/31\/26 to receive this match!<\/p>\n<p>We\u2019ll contact you in January each year to confirm your account information. Then, if you are the Beneficiary\u2019s Parent or legal Guardian, all the contributions up to $500 per year that you make for the next 3 years will be matched by CollegeInvest. Eligible contributions are contributions made by the Account Owner during the contribution period. Upromise, Ugift, employer, promotions including but not limited to the initial First Step award, and other non-account owner contributions do not qualify.<\/p>\n<p>For more information on the program, <a href=\"\/images\/pdfs\/First Step Flyer 2026.pdf\"  target=\"_blank\" rel=\"noopener\">click here.<\/a> To read the Terms &amp; Conditions, <a href=\"\/first-step\/first-step-terms-and-conditions\/\" target=\"_blank\" rel=\"noopener\">click here<\/a>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Steps Cards First Step Esp&#8221; module_class=&#8221;steps-cards language-esp&#8221; _builder_version=&#8221;4.16&#8243; da_disable_devices=&#8221;off|off|off&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row admin_label=&#8221;Headline Esp&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Headline&#8221; module_class=&#8221;headline&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>\u00bfC\u00f3mo empezar?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; admin_label=&#8221;Step Card Esp&#8221; module_class=&#8221;step-card-there-column&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Content&#8221; module_class=&#8221;content-sc p-small-dark&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"title-step-card\">\n<div class=\"number-circle-blue\"><img decoding=\"async\" class=\"wp-image-249280 alignnone size-medium\" src=\"https:\/\/e4iwtod4d46.exactdn.com\/wp-content\/uploads\/2021\/10\/1.svg\" alt=\"Imagen del icono del paso 1\" width=\"300\" height=\"300\" \/><\/div>\n<h3>Abra una Cuenta de Ahorro de CollegeInvest<\/h3>\n<\/div>\n<p>Para abrir una cuenta, elija uno de nuestros 4 planes. Si ya tiene una cuenta de CollegeInvest para el ni\u00f1o, simplemente tenga listo el n\u00famero de cuenta.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/firststep.collegeinvest.org&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;ABRIR MI CUENTA 529&#8243; admin_label=&#8221;Button Underline&#8221; module_class=&#8221;button-underline&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Content&#8221; module_class=&#8221;content-sc p-small-dark&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"title-step-card\">\n<div class=\"number-circle-blue\"><img decoding=\"async\" class=\"wp-image-249281 alignnone size-medium\" src=\"https:\/\/e4iwtod4d46.exactdn.com\/wp-content\/uploads\/2021\/10\/2.svg\" alt=\"Imagen del icono del paso 2\" width=\"300\" height=\"300\" \/><\/div>\n<h3>Inscr\u00edbase en First Step<\/h3>\n<\/div>\n<p>Por favor, tenga a mano una copia o PDF del certificado de nacimiento del ni\u00f1o (o documentos de adopci\u00f3n). Cualquier solicitante\/propietario de cuenta puede reclamar la contribuci\u00f3n de regalo de $121, pero solo el padre o tutor legal del beneficiario puede reclamar los fondos potenciales de contrapartida de $1,500 de CollegeInvest.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Content&#8221; module_class=&#8221;content-sc p-small-dark&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"title-step-card\">\n<div class=\"number-circle-blue\"><img decoding=\"async\" class=\"wp-image-249273 alignnone size-medium\" src=\"https:\/\/e4iwtod4d46.exactdn.com\/wp-content\/uploads\/2021\/10\/3.svg\" alt=\"Imagen del icono del paso 3\" width=\"300\" height=\"300\" \/><\/div>\n<h3>Reciba su regalo<\/h3>\n<\/div>\n<p>Si usted y el Beneficiario cumplen con todos los requisitos de elegibilidad, CollegeInvest se lo notificar\u00e1 por correo electr\u00f3nico y la contribuci\u00f3n gratuita de $121 ser\u00e1 depositada en su cuenta de CollegeInvest en un plazo de 30 d\u00edas h\u00e1biles. Si usted y\/o el Beneficiario no son elegibles, CollegeInvest tambi\u00e9n se lo notificar\u00e1 por correo electr\u00f3nico.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; admin_label=&#8221;Footer Section Esp&#8221; module_class=&#8221;step-card-footer&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; module_class=&#8221;btn-right&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;text-align: right;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;https:\/\/firststep.collegeinvest.org&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;RECLAME SUS $121 AHORA&#8221; button_alignment=&#8221;right&#8221; admin_label=&#8221;Button Blue&#8221; module_class=&#8221;button blue large&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; module_class=&#8221;btn-left&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;text-align: left;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI1MDIzMSJ9fQ==@&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;ENVIARME M\u00c1S INFORMACI\u00d3N&#8221; button_alignment=&#8221;left&#8221; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Button Light Blue&#8221; module_class=&#8221;button light-blue large&#8221; _builder_version=&#8221;4.17.3&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;Footer Section Esp&#8221; module_class=&#8221;step-card-footer&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Footnotes&#8221; module_class=&#8221;foot-notes&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h3>Despu\u00e9s de inscribirse<\/h3>\n<p>Si el propietario de la cuenta es el padre o tutor legal, una vez que reciba los $121 de First Step, igualaremos sus futuras contribuciones d\u00f3lar por d\u00f3lar, hasta un m\u00e1ximo de $500 por a\u00f1o durante los siguientes 3 a\u00f1os. \u00a1El padre o tutor legal debe solicitar First Step antes del del 31 de diciembre de 2026 para recibir esta igualaci\u00f3n de fondos!<\/p>\n<p>Nos comunicaremos con usted en enero de cada a\u00f1o para confirmar la informaci\u00f3n de su cuenta. Despu\u00e9s, si usted es el padre o tutor legal del beneficiario, todas las contribuciones hasta $500 por a\u00f1o que realice durante los siguientes 3 a\u00f1os ser\u00e1n igualadas. Las contribuciones elegibles son las contribuciones realizadas por el titular de la cuenta durante el per\u00edodo de contribuci\u00f3n. Contribuciones de Upromise, Ugift, el empleador, promociones incluyendo, pero sin limitarse al regalo inicial de First Step y otras contribuciones de personas que no sean el titular de la cuenta, no califican.<\/p>\n<p>Para m\u00e1s informaci\u00f3n sobre el programa, <a href=\"\/images\/pdfs\/First Step Flyer 2026.pdf\" target=\"_blank\" rel=\"noopener\">haga clic aqu\u00ed.<\/a> Para leer los T\u00e9rminos y Condiciones, <a href=\"\/first-step\/first-step-terms-and-conditions\/\" target=\"_blank\" rel=\"noopener\">haga clic aqu\u00ed<\/a>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Categorized FAQs Eng&#8221; module_id=&#8221;faq&#8221; module_class=&#8221;language-eng tab-module tab-slider faq-tab-section faq-wrapper tab-module-background&#8221; _builder_version=&#8221;4.17.3&#8243; use_background_color_gradient=&#8221;on&#8221; background_image=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2021\/10\/background-benefits@2x-1-e1634873550345.png&#8221; da_disable_devices=&#8221;off|off|off&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row admin_label=&#8221;Headline&#8221; module_class=&#8221; headline&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Headline Text&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Frequently Asked Questions<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; admin_label=&#8221;Tab Anchors&#8221; module_class=&#8221;tab-anchors&#8221; _builder_version=&#8221;4.17.3&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_text=&#8221;first step&#8221; admin_label=&#8221;first step&#8221; module_id=&#8221;tab-content-description&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_text=&#8221;dollar-for-dollar matching&#8221; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;dollar-for-dollar matching&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;Tab first step&#8221; module_id=&#8221; tab-content&#8221; module_class=&#8221;tab-content-description&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][cumo_faq_item question=&#8221;Who is eligible?&#8221; icon=&#8221;<i class=%22im im-plus-circle%22><\/i>&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>The one-time $121 gift contribution from CollegeInvest is available for any child born or adopted in the State of Colorado on or after January, 1 2020. The Account Owner and child must be a U.S. citizen or resident alien with a Social Security number or federal tax identification number. The Applicant must apply for the program before the child&#8217;s 8th birthday. Limit one First Step enrollment per child.<\/p>\n<p>[\/cumo_faq_item][cumo_faq_item question=&#8221;When can I apply?&#8221; icon=&#8221;<i class=%22im im-plus-circle%22><\/i>&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>We receive birth and adoption information from the State of Colorado on a monthly basis. We add that into the online application system for verification purposes. The updated data is refreshed on the 15th of the month so there will be a slight delay before you can apply. For example, if the child was born or adopted in the month of February, you must wait until March 15th or later to apply.<\/p>\n<p>[\/cumo_faq_item][cumo_faq_item question=&#8221;Does it cost to apply?&#8221; icon=&#8221;<i class=%22im im-plus-circle%22><\/i>&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Participation in the First Step Program is FREE! If you don&#8217;t already have a CollegeInvest Account, you will need to open an account naming the child as the Beneficiary. If you need help choosing a plan, click <a href=\"\/compare-529-plans\/#how-to-choose-a-plan\">HERE<\/a>.<\/p>\n<p>Most plans can be opened unfunded, but you may also choose to make an initial contribution, or set up automatic contributions from your checking or savings account. You can even have your Colorado state income tax refund deposited directly into your CollegeInvest College Savings Account!<\/p>\n<p>[\/cumo_faq_item][cumo_faq_item question=&#8221;Do I still get the Colorado tax deduction for contributions?&#8221; icon=&#8221;<i class=%22im im-plus-circle%22><\/i>&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>While the initial gift contribution to your CollegeInvest account cannot be claimed as a Colorado state income tax deduction, any subsequent contributions that you make to the account now or in the future can be deducted.<\/p>\n<p>Matching funds from CollegeInvest also are not eligible for the Colorado tax deduction.<\/p>\n<p>[\/cumo_faq_item][cumo_faq_item question=&#8221;Are you a grandparent?&#8221; icon=&#8221;<i class=%22im im-plus-circle%22><\/i>&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Grandparents (and other family members or friends) are now able to claim the $121 First Step gift contribution for children born or adopted in the State of Colorado from 2020 on. You must have a CollegeInvest account with the child named as the beneficiary, or you can open a new CollegeInvest account. Limit one First Step enrollment per child.<\/p>\n<p>However, the $1,500 matching incentive is only available to the child\u2019s Parent or legal Guardian that opens an account and enrolls in First Step. The incentive was created to encourage new Parents or legal Guardians to begin a regular pattern of saving for the child\u2019s higher education goals.<\/p>\n<p>[\/cumo_faq_item][cumo_faq_item question=&#8221;Where can I learn more about First Step?&#8221; icon=&#8221;<i class=%22im im-plus-circle%22><\/i>&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Sign up by clicking the \u201cClaim your $121 now\u201d button at the top of this page. If you haven\u2019t yet opened a CollegeInvest 529 Account, choose, \u201cNo, but I\u2019m interested\u201d on the next screen to receive a few emails from CollegeInvest which will guide you through the process of opening a 529 account and applying for First Step.<\/p>\n<p>[\/cumo_faq_item][\/et_pb_column][\/et_pb_row][et_pb_row disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Tab dollar-for-dollar matching&#8221; module_class=&#8221;tab-content-description&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][cumo_faq_item question=&#8221;What is the dollar-for-dollar matching program?&#8221; icon=&#8221;<i class=%22im im-plus-circle%22><\/i>&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>CollegeInvest provides eligible Parents or legal Guardians with up to $500 in matching funds for 3 consecutive years, totaling up to $1,500. We\u2019ll contact you in January each year to confirm your account information. Then all the contributions up to $500 per year that you make for the next 3 years will be matched. Eligible contributions are contributions made by the Account Owner (and Parent or legal Guardian of the Beneficiary) during the contribution period. Upromise, Ugift, employer, promotions including but not limited to the initial First Step award, and other non-account owner contributions do not qualify.<\/p>\n<p>[\/cumo_faq_item][cumo_faq_item question=&#8221;Who is eligible for the dollar-for-dollar matching program?&#8221; icon=&#8221;<i class=%22im im-plus-circle%22><\/i>&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>     Parents or legal Guardians of the eligible beneficiary who open a CollegeInvest account, naming the eligible child as the beneficiary and enroll in First Step are eligible for the dollar-for-dollar matching program! Eligible participants must meet the following requirements:<\/p>\n<ul>\n<li>Any child born or adopted in the State of Colorado on or after January 1, 2020.<\/li>\n<li>The Account Owner and child is a U.S. citizen or resident alien with a Social Security number or federal tax identification number.<\/li>\n<li>The Parent or legal Guardian must apply for the program and do so before the child\u2019s 8th birthday.<\/li>\n<\/ul>\n<p>You must apply for First Step in order to be enrolled in the program. You must do so before your child&#8217;s 8th birthday. We receive birth and adoption information from the State of Colorado on a monthly basis. This updated data is refreshed on the 15th of the month. So, for example, if your child was recently born or adopted in the month of November, you must wait until December 15th or later to apply.<\/p>\n<p>[\/cumo_faq_item][cumo_faq_item question=&#8221;When will I see the match in my account?&#8221; icon=&#8221;<i class=%22im im-plus-circle%22><\/i>&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>You will have the full calendar year to contribute to the account. The CollegeInvest match will be deposited in April following the calendar year.<\/p>\n<p>[\/cumo_faq_item][\/et_pb_column][\/et_pb_row][et_pb_row disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Footnotes&#8221; module_class=&#8221;foot-notes background&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Investment returns are not guaranteed and you could lose money, including principal, by investing in these options.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Categorized FAQs Esp &#8221; module_id=&#8221;faq-esp&#8221; module_class=&#8221;language-esp tab-module tab-slider faq-tab-section faq-wrapper tab-module-background&#8221; _builder_version=&#8221;4.17.3&#8243; use_background_color_gradient=&#8221;on&#8221; background_image=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2021\/10\/background-benefits@2x-1-e1634873550345.png&#8221; da_disable_devices=&#8221;off|off|off&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row admin_label=&#8221;Headline&#8221; module_class=&#8221; headline&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Headline Text&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Preguntas Frecuentes<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; admin_label=&#8221;Tab Anchors&#8221; module_class=&#8221;tab-anchors&#8221; _builder_version=&#8221;4.17.3&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_text=&#8221;first step&#8221; admin_label=&#8221;first step&#8221; module_id=&#8221;tab-content-description&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_text=&#8221;Igualaci\u00f3n dol\u00e1r por d\u00f3lar&#8221; admin_label=&#8221;Igualaci\u00f3n dol\u00e1r por d\u00f3lar&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;Tab first step&#8221; module_class=&#8221;tab-content-description&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][cumo_faq_item question=&#8221;\u00bfQui\u00e9n es elegible?&#8221; icon=&#8221;<i class=%22im im-plus-circle%22><\/i>&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>La contribuci\u00f3n gratuita \u00fanica de $121 de CollegeInvest est\u00e1 disponible para cualquier ni\u00f1o nacido o adoptado en el Estado de Colorado a partir del 1 de enero de 2020. El titular de la cuenta y el ni\u00f1o deben ser ciudadanos o residentes de los Estados Unidos y contar con un n\u00famero de seguro social o n\u00famero de identificaci\u00f3n de contribuyente federal. El solicitante debe aplicar para el programa antes de que el ni\u00f1o cumpla 8 a\u00f1os. <\/p>\n<p>[\/cumo_faq_item][cumo_faq_item question=&#8221;\u00bfCu\u00e1ndo puedo aplicar?&#8221; icon=&#8221;<i class=%22im im-plus-circle%22><\/i>&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Recibimos la informaci\u00f3n sobre nacimientos y adopciones del Estado de Colorado una vez al mes. Agregamos esa informaci\u00f3n al sistema de aplicaci\u00f3n en l\u00ednea para fines de verificaci\u00f3n. Los datos actualizados se renuevan el d\u00eda 15 del mes, por lo que habr\u00e1 un peque\u00f1o retraso antes de que pueda aplicar. Por ejemplo, si el ni\u00f1o naci\u00f3 o fue adoptado en el mes de febrero, debe esperar hasta el 15 de marzo o despu\u00e9s para aplicar.<\/p>\n<p>[\/cumo_faq_item][cumo_faq_item question=&#8221;\u00bfAplicar tiene alg\u00fan costo?&#8221; icon=&#8221;<i class=%22im im-plus-circle%22><\/i>&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>\u00a1Participar en el Programa First Step es GRATIS! Si a\u00fan no tiene una Cuenta de Ahorro de CollegeInvest, deber\u00e1 abrir una cuenta en la que se nombre al reci\u00e9n nacido como Beneficiario. Si necesita ayuda para elegir un plan,<a href=\"\/compare-529-plans\/#how-to-choose-a-plan\"> haga clic aqu\u00ed. <\/a>.<\/p>\n<p>La mayor\u00eda de los planes se pueden abrir sin fondos, pero tambi\u00e9n puede optar por hacer una contribuci\u00f3n inicial o configurar contribuciones autom\u00e1ticas desde su cuenta de cheques o de ahorro. \u00a1Incluso puede depositar su reembolso del impuesto sobre la renta del estado de Colorado directamente en su Cuenta de Ahorro Universitario de CollegeInvest!<\/p>\n<p>[\/cumo_faq_item][cumo_faq_item question=&#8221;\u00bfSeguir\u00e9 recibiendo la deducci\u00f3n de impuestos de Colorado por las contribuciones?&#8221; icon=&#8221;<i class=%22im im-plus-circle%22><\/i>&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Si bien la contribuci\u00f3n gratuita inicial a su cuenta de CollegeInvest no se puede reclamar como una deducci\u00f3n del impuesto sobre la renta del estado de Colorado, cualquier contribuci\u00f3n posterior que realice a la cuenta ahora o en el futuro s\u00ed se puede deducir.<\/p>\n<p>Los fondos por subvenciones compartidas de CollegeInvest tampoco son elegibles para la deducci\u00f3n de impuestos de Colorado. <\/p>\n<p>[\/cumo_faq_item][cumo_faq_item question=&#8221;\u00bfEs usted un abuelo?&#8221; icon=&#8221;<i class=%22im im-plus-circle%22><\/i>&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Los abuelos (y otros familiares o amigos) ahora pueden reclamar la contribuci\u00f3n de regalo de First Step de $121 para ni\u00f1os nacidos o adoptados en el estado de Colorado a partir de 2020. Debe tener una cuenta CollegeInvest con el ni\u00f1o nombrado como beneficiarioo puede abrir una nueva cuenta CollegeInvest. Hay un l\u00edmite de una inscripci\u00f3n en First Step por ni\u00f1o.<\/p>\n<p>Sin embargo, el incentivo equivalente de $1,500 solo est\u00e1 disponible para el padre o tutor legal del ni\u00f1o que abre una cuenta y se inscribe en First Step. El incentivo se cre\u00f3 para alentar a los nuevos padres o tutores legales a comenzar un patr\u00f3n regular de ahorro para los objetivos de educaci\u00f3n superior del ni\u00f1o.<\/p>\n<p>[\/cumo_faq_item][cumo_faq_item question=&#8221;\u00bfD\u00f3nde puedo averiguar m\u00e1s sobre First Step?&#8221; icon=&#8221;<i class=%22im im-plus-circle%22><\/i>&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Inscr\u00edbase haciendo clic en el bot\u00f3n &#8220;Enviarme m\u00e1s informaci\u00f3n&#8221; en la parte superior de esta p\u00e1gina para recibir algunos correos electr\u00f3nicos de CollegeInvest que lo guiar\u00e1n a trav\u00e9s del proceso para abrir una cuenta 529 (si a\u00fan no lo ha hecho) y aplicar para First Step.<\/p>\n<p>[\/cumo_faq_item][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;Tab dollar-for-dollar matching&#8221; module_class=&#8221;tab-content-description&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][cumo_faq_item question=&#8221;\u00bfQu\u00e9 es el programa de igualaci\u00f3n d\u00f3lar por d\u00f3lar?&#8221; icon=&#8221;<i class=%22im im-plus-circle%22><\/i>&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>CollegeInvest ofrece a los padres o tutores legales elegibles hasta $500 en igualaci\u00f3n de fondos durante 3 a\u00f1os consecutivos, para un total de hasta $1,500. Nos comunicaremos con usted en enero de cada a\u00f1o para confirmar la informaci\u00f3n de su cuenta. Despu\u00e9s, todas las contribuciones hasta $500 por a\u00f1o que realice durante los siguientes 3 a\u00f1os ser\u00e1n igualadas.  Las contribuciones elegibles son contribuciones realizadas por el titular de la cuenta (y el padre o tutor legal del beneficiario) durante el per\u00edodo de contribuci\u00f3n. Upromise, Ugift, empleador, promociones que incluyen, entre otras, la recompensa inicial First Step y otras contribuciones que no sean del propietario de la cuenta no califican.<\/p>\n<p>[\/cumo_faq_item][cumo_faq_item question=&#8221;\u00bfQui\u00e9n es elegible para el programa de igualaci\u00f3n d\u00f3lar por d\u00f3lar?&#8221; icon=&#8221;<i class=%22im im-plus-circle%22><\/i>&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Los padres o tutores legales del beneficiario elegible que abran una cuenta CollegeInvest, nombren al ni\u00f1o elegible como beneficiario y se inscriban en First Step son elegibles para el programa de contrapartida d\u00f3lar por d\u00f3lar. Los participantes elegibles deben cumplir con los siguientes requisitos:<\/p>\n<ul>\n<li>Cualquier ni\u00f1o nacido o adoptado en el Estado de Colorado a partir del 1 de enero de 2020.<\/li>\n<li>El titular de la cuenta y el ni\u00f1o deben ser ciudadanos o residentes de los Estados Unidos y cuente con un n\u00famero de seguro social o un n\u00famero de identificaci\u00f3n de contribuyente federal<\/li>\n<li>El padre o tutor legal debe aplicar para el programa antes de que el ni\u00f1o cumpla 8 a\u00f1os.<\/li>\n<\/ul>\n<p>Debe aplicar para First Step para poder inscribirse en el programa. Debe hacerlo antes de que el ni\u00f1o cumpla 8 a\u00f1os. Recibimos la informaci\u00f3n sobre nacimientos y adopciones del Estado de Colorado una vez al mes. Los datos actualizados se renuevan el d\u00eda 15 del mes. Entonces, por ejemplo, si su hijo naci\u00f3 o fue adoptado recientemente en el mes de noviembre, debe esperar hasta el 15 de diciembre o despu\u00e9s para aplicar.<\/p>\n<p>[\/cumo_faq_item][cumo_faq_item question=&#8221;\u00bfCu\u00e1ndo ver\u00e9 la igualaci\u00f3n de fondos en mi cuenta?&#8221; icon=&#8221;<i class=%22im im-plus-circle%22><\/i>&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Siempre tendr\u00e1 el a\u00f1o calendario para contribuir a la cuenta. La igualaci\u00f3n de fondos de CollegeInvest ser\u00e1 depositada en abril siguiendo el a\u00f1o calendario.<\/p>\n<p>[\/cumo_faq_item][\/et_pb_column][\/et_pb_row][et_pb_row disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Footnotes&#8221; module_class=&#8221;foot-notes background&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>El rendimiento sobre la inversi\u00f3n no est\u00e1 garantizado y podr\u00eda perder dinero, incluido el capital, al invertir en estas opciones.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Flexible Promo Image Left&#8221; module_class=&#8221;flexible-promo-image-left first-step w-full-ios&#8221; _builder_version=&#8221;4.17.3&#8243; da_disable_devices=&#8221;off|off|off&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; admin_label=&#8221;Row&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_direction=&#8221;left&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;left&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2022\/08\/2U9A1613_1-sfw.jpg&#8221; alt=&#8221;A boy and a girl playing outside with a swing and puppy&#8221; title_text=&#8221;2U9A1613_1-sfw&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;right&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text module_class=&#8221;h2-dark language-eng&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Why open a CollegeInvest 529 plan?<\/h2>\n<p><span style=\"font-weight: 400;\">An education beyond high school is invaluable, whether the choice is a <a href=\"\/apprenticeships-trade-schools\/\" target=\"_blank\" rel=\"noopener\">trade school<\/a>, <a href=\"\/apprenticeships-trade-schools\/\" target=\"_blank\" rel=\"noopener\">apprenticeship<\/a>, or a college or university. The First Step Program is meant to help Colorado families jump-start their savings as soon as possible. As your child grows, your savings have the potential to grow as well, broadening the choices and opportunities in their future. <\/span><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI0MzE0OCJ9fQ==@&#8221; button_text=&#8221;learn more about 529 plans&#8221; admin_label=&#8221;Button Blue&#8221; module_class=&#8221;button blue language-eng&#8221; _builder_version=&#8221;4.16&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_text module_class=&#8221;h2-dark language-esp &#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>\u00bfPor qu\u00e9 abrir un plan de CollegeInvest 529?<\/h2>\n<p>Una educaci\u00f3n m\u00e1s all\u00e1 de la escuela secundaria es invaluable, ya sea que prefiera una escuela t\u00e9cnica o un colegio universitario o una universidad. El Programa First Step busca ayudar a las familias de Colorado a comenzar a ahorrar lo antes posible. A medida que su hijo crece, sus ahorros tienen el potencial de crecer tambi\u00e9n, ampliando las opciones y oportunidades para su futuro.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI0MzE0OCJ9fQ==@&#8221; button_text=&#8221;Conocer m\u00e1s sobre los Planes 529&#8243; admin_label=&#8221;Button Blue&#8221; module_class=&#8221;button blue language-esp&#8221; _builder_version=&#8221;4.16&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;display: none;&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Three Column Features Eng&#8221; module_class=&#8221;there-column-features language-eng&#8221; _builder_version=&#8221;4.16&#8243; da_disable_devices=&#8221;off|off|off&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Headline&#8221; module_class=&#8221;headline&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 aria-label=\"Your $121 gift contribution goes toward your CollegeInvest account, which offers its own college savings benefits.\">Your $121 gift contribution goes toward your CollegeInvest account, which offers its own college savings benefits.<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; module_class=&#8221;there-column&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][cumo_side_item icon=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2021\/09\/Benefit-Check.png&#8221; icon_alt=&#8221;Green checkmark icon&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Earnings grow tax-free<\/h3>\n<p>Your savings and earnings grow tax-free as long as the funds are used for the approved expenses.<\/p>\n<p>[\/cumo_side_item][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][cumo_side_item icon=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2021\/09\/Benefit-Check.png&#8221; icon_alt=&#8221;Green checkmark icon&#8221; admin_label=&#8221;Icon Content Item&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>State income tax deduction<\/h3>\n<p>Contributions to your account are eligible for a Colorado state income tax deduction for Colorado taxpayers.<\/p>\n<p>[\/cumo_side_item][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][cumo_side_item icon=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2021\/09\/Benefit-Check.png&#8221; icon_alt=&#8221;Green checkmark icon&#8221; admin_label=&#8221;Icon Content Item&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Use your savings anywhere<\/h3>\n<p>Savings can be used anywhere in the country, at almost any college, university, community college, <a href=\"\/apprenticeships-trade-schools\/\" target=\"_blank\" rel=\"noopener\">trade school<\/a>, or <a href=\"\/apprenticeships-trade-schools\/\" target=\"_blank\" rel=\"noopener\">vocational program<\/a>, or <a href=\"\/apprenticeships-trade-schools\/\" target=\"_blank\" rel=\"noopener\">apprenticeship<\/a>.[\/cumo_side_item][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;https:\/\/firststep.collegeinvest.org&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;CLAIM YOUR $121 NOW&#8221; admin_label=&#8221;Button Blue&#8221; module_class=&#8221;button blue large&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Footnotes&#8221; module_class=&#8221;foot-notes p-small-dark&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>\u00b9 A nonqualified withdrawal is subject to federal and state income taxes on the earnings portions and a 10% penalty on the earnings portion. In addition, any state tax deductions for contributions may be subject to recapture in subsequent years. For a list of the qualified expenses <a href=\"\/what-is-a-529-plan\/#how-can-I-use-my-529\">CLICK HERE.<\/a><\/p>\n<p>\u00b2 Contributions to a plan by a Colorado taxpayer are deductible from Colorado state income tax in the year of the contribution, up to your Colorado taxable income for that year. These deductions are subject to recapture in subsequent years in which nonqualified withdrawals are made.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Three Column Features Esp&#8221; module_class=&#8221;there-column-features language-esp&#8221; _builder_version=&#8221;4.16&#8243; da_disable_devices=&#8221;off|off|off&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Headline&#8221; module_class=&#8221;headline&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 aria-label=\"Su contribuci\u00f3n gratuita de $121 es depositada en su cuenta de CollegeInvest, que ofrece sus propios beneficios de ahorro universitario.\"> Su contribuci\u00f3n gratuita de $121 es depositada en su cuenta de CollegeInvest, que ofrece sus propios beneficios de ahorro universitario.<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; module_class=&#8221;there-column&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][cumo_side_item icon=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2021\/09\/Benefit-Check.png&#8221; icon_alt=&#8221;Green checkmark icon&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Las ganancias crecen libres de impuestos<\/h3>\n<p>Sus ahorros y ganancias crecen libres de impuestos, siempre que los fondos se utilicen para los gastos aprobados.<\/p>\n<p>[\/cumo_side_item][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][cumo_side_item icon=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2021\/09\/Benefit-Check.png&#8221; icon_alt=&#8221;Green checkmark icon&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Deducci\u00f3n del impuesto estatal sobre la renta<\/h3>\n<p>Las contribuciones a su cuenta son elegibles para una deducci\u00f3n del impuesto sobre la renta del estado de Colorado para los contribuyentes de Colorado.<\/p>\n<p>[\/cumo_side_item][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][cumo_side_item icon=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2021\/09\/Benefit-Check.png&#8221; icon_alt=&#8221;Green checkmark icon&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Use sus ahorros en cualquier lugar<\/h3>\n<p>Los ahorros se pueden usar en cualquier parte del pa\u00eds, en casi cualquier colegio universitario, universidad, colegio comunitario, escuela t\u00e9cnica o programa vocacional.<\/p>\n<p>[\/cumo_side_item][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;https:\/\/firststep.collegeinvest.org&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;RECLAME SUS $121 AHORA&#8221; admin_label=&#8221;Button Blue&#8221; module_class=&#8221;button blue large&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; disabled=&#8221;on&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Footnotes&#8221; module_class=&#8221;foot-notes p-small-dark&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>\u00b9 Un retiro no calificado est\u00e1 sujeto a impuestos federales y estatales sobre la renta sobre las porciones de ganancias, y a una multa del 10% sobre la porci\u00f3n de ganancias. Adem\u00e1s, las deducciones de impuestos estatales por contribuciones pueden estar sujetas a recuperaci\u00f3n en a\u00f1os posteriores. Para ver una lista de los Gastos Calificados <a href=\"\/what-is-a-529-plan\/#how-can-I-use-my-529\"> HAGA CLIC AQU\u00cd.<\/a><\/p>\n<p>\u00b2 Las contribuciones a un plan por parte de un contribuyente de Colorado son deducibles del impuesto sobre la renta del estado de Colorado en el a\u00f1o de la contribuci\u00f3n, por hasta su ingreso tributable de Colorado para ese a\u00f1o. Estas deducciones est\u00e1n sujetas a recuperaci\u00f3n en a\u00f1os posteriores en los que se realicen retiros no calificados.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Caculator&#8221; module_class=&#8221;calculation-section&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_css_after=&#8221;content: unset !important&#8221; da_disable_devices=&#8221;off|off|off&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row admin_label=&#8221;Calculator&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Headline Eng&#8221; module_class=&#8221;headline language-eng&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>View your savings in action<\/h2>\n<p>See how saving early can impact your college savings over time.<\/p>\n<p>Use the sliders below to calculate how much you can save for your child\u2019s future.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Headline Esp&#8221; module_class=&#8221;headline language-esp&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Vea sus ahorros en acci\u00f3n<\/h2>\n<p>Vea c\u00f3mo ahorrar desde temprano puede influir en sus ahorros universitarios a lo largo del tiempo. Use los controles deslizantes a continuaci\u00f3n para calcular cu\u00e1nto puede ahorrar para el futuro de su hijo.\n<\/p>\n<p>[\/et_pb_text][cumo_calculator select_calculator=&#8221;College Savings Calculator&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/cumo_calculator][et_pb_text admin_label=&#8221;Footnotes Eng&#8221; module_class=&#8221;foot-notes language-eng p-small-dark&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_css_after=&#8221;content: unset !important&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>These calculations illustrate the accumulation potential with an initial $121 First Step contribution, a recurring monthly contribution based on your selection (i.e., \u2013 $50 \/ $100 \/ $200 \/ $300 \/ $400 \/ $500), and a 6% projected average annual return. Your actual results may be more or less.<\/p>\n<p>Source: Bankrate Simple Savings Calculator at <a href=\"https:\/\/www.bankrate.com\/calculators\/savings\/simple-savings-calculator.aspx\" target=\"_blank\" rel=\"noopener\">https:\/\/www.bankrate.com\/calculators\/savings\/simple-savings-calculator.aspx<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Footnotes Esp&#8221; module_class=&#8221;foot-notes language-esp p-small-dark&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; custom_css_after=&#8221;content: unset !important&#8221; global_colors_info=&#8221;{}&#8221;]<span style=\"font-weight: 400;\">Estos c\u00e1lculos ilustran el potencial de acumulaci\u00f3n con un dep\u00f3sito inicial que consiste en la contribuci\u00f3n de $121 de First Step; y una contribuci\u00f3n mensual recurrente que usted seleccione (por ejemplo $25, $50, $100, $150); y un rendimiento anual promedio proyectado del 6%. Sus resultados reales pueden ser mayores o menores<\/span><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Fuente: Calculadora de ahorro simple de Bankrate en <\/span><a href=\"https:\/\/www.bankrate.com\/calculators\/savings\/simple-savings-calculator.aspx\" target=\"_blank\" rel=\"noopener\"> <span style=\"font-weight: 400;\">https:\/\/www.bankrate.com\/calculators\/savings\/simple-savings-calculator.aspx<\/span><\/a>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Double Promo Eng&#8221; module_class=&#8221;double-promo language-eng&#8221; _builder_version=&#8221;4.16&#8243; background_image=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2021\/08\/sidebar-remove-line.png&#8221; da_disable_devices=&#8221;off|off|off&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Headline&#8221; module_class=&#8221;headline&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>How else are we helping families?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;left&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2022\/08\/2U9A0297_1-sfw.jpg&#8221; alt=&#8221;A mom playing with the feet of her baby&#8221; title_text=&#8221;2U9A0297_1-sfw&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;Content Promo&#8221; module_class=&#8221;content-dp&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Matching Grant Program<\/h3>\n<p>When you invest a dollar, we match it, up to $500 each year and up to three (3) awards, for all eligible CollegeInvest 529 Account Owners with children up to 8 years old. It\u2019s another way we\u2019re helping lower-to middle-income families save for higher education.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI2In19@&#8221; button_text=&#8221;Learn more&#8221; admin_label=&#8221;Button Light Blue&#8221; module_class=&#8221;button light-blue large&#8221; _builder_version=&#8221;4.16&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;right&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2022\/08\/2U9A9505_1-sfw.jpg&#8221; alt=&#8221;mother smiling with baby&#8221; title_text=&#8221;2U9A9505_1-sfw&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;Content Promo&#8221; module_class=&#8221;content-dp&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Benefits of a 529 Savings Plan<\/h3>\n<p>CollegeInvest 529 Plans offer a wide range of benefits, including flexibility, affordability, and tax advantages. Learn why CollegeInvest is one of the best and easiest ways to save for higher education including trade schools, college and apprenticeships.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjgifX0=@&#8221; button_text=&#8221;Explore the Benefits&#8221; admin_label=&#8221;Button Light Blue&#8221; module_class=&#8221;button light-blue large&#8221; _builder_version=&#8221;4.17.3&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Footnotes&#8221; module_class=&#8221;foot-notes background&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Investment returns are not guaranteed and you could lose money,<br \/>including principal, by investing in these options.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Double Promo Esp&#8221; module_class=&#8221;double-promo language-esp&#8221; _builder_version=&#8221;4.16&#8243; background_image=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2021\/08\/sidebar-remove-line.png&#8221; da_disable_devices=&#8221;off|off|off&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Headline&#8221; module_class=&#8221;headline&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>\u00bfDe qu\u00e9 otras maneras ayudamos a las familias?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;left&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2022\/08\/2U9A0297_1-sfw.jpg&#8221; alt=&#8221;A mom playing with the feet of her baby&#8221; title_text=&#8221;2U9A0297_1-sfw&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;Content Promo&#8221; module_class=&#8221;content-dp&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Programa de Subvenciones Compartidas<\/h3>\n<p>Cuando usted invierte un d\u00f3lar, nosotros lo igualamos. Hasta $500 cada a\u00f1o hasta  3 a\u00f1os, para todos los titulares de cuenta de CollegeInvest 529 elegibles con ni\u00f1os de hasta 8 a\u00f1os de edad. Es otra forma en que ayudamos a las familias de bajos a medianos ingresos a ahorrar para la educaci\u00f3n superior.\n<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI2In19@&#8221; button_text=&#8221;Averiguar m\u00e1s&#8221; admin_label=&#8221;Button Light Blue&#8221; module_class=&#8221;button light-blue large&#8221; _builder_version=&#8221;4.16&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;right&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.collegeinvest.org\/wp-content\/uploads\/2022\/08\/2U9A9505_1-sfw.jpg&#8221; alt=&#8221;mother smiling with baby&#8221; title_text=&#8221;2U9A9505_1-sfw&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;Content Promo&#8221; module_class=&#8221;content-dp&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Beneficios de un Plan de Ahorros 529<\/h3>\n<p>Los planes CollegeInvest 529 ofrecen una amplia gama de beneficios que incluyen flexibilidad, asequibilidad y ventajas fiscales. Descubra por qu\u00e9 CollegeInvest es una de las mejores y m\u00e1s f\u00e1ciles formas de ahorrar para la educaci\u00f3n superior, incluidas las escuelas vocacionales, la universidad y formaci\u00f3n de aprendizaje.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjgifX0=@&#8221; button_text=&#8221;Explorar beneficios&#8221; admin_label=&#8221;Button Light Blue&#8221; module_class=&#8221;button light-blue large&#8221; _builder_version=&#8221;4.17.3&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Footnotes&#8221; module_class=&#8221;foot-notes background&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>El retorno de la inversi\u00f3n no est\u00e1 garantizado. <br \/>Al invertir en estas opciones podr\u00eda perder dinero, incluido el capital original.<\/br><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;Pop-Up Announcement&#8221; module_class=&#8221;popup-announ&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; da_disable_devices=&#8221;off|off|off&#8221; disabled=&#8221;on&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;3_4,1_4&#8243; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Pop-Up Banner&#8221; module_class=&#8221;box-popup-announ&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text ENG&#8221; module_class=&#8221;content language-eng&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Press \/ announcement headline goes here: <\/strong> lobortis consequat et adipiscing pharetra ridiculus. Posuere emet fringilla euismod tellus est eu.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Text ESP&#8221; module_class=&#8221;content language-esp&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>\u00bfNUEVO EN COLLEGEINVEST 529?<\/strong>  Inscr\u00edbase y le enviaremos por correo electr\u00f3nico todo lo que necesita para comenzar.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;btn ENG&#8221; module_class=&#8221;btn-popup-announ  language-eng&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><a href=\"#\" target=\"_blank\" rel=\"noopener\">Learn More<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;btn ESP&#8221; module_class=&#8221;btn-popup-announ language-esp&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><a href=\"#\" target=\"_blank\" rel=\"noopener\">Learn More<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Icon close&#8221; module_id=&#8221;btnClosePopup&#8221; module_class=&#8221;icon-close&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<img decoding=\"async\" src=\"https:\/\/e4iwtod4d46.exactdn.com\/wp-content\/uploads\/2022\/08\/icon-close.svg\"  alt=\"icon\"\/ >[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p><div class=\"et_pb_module cumo_change_language cumo_change_language_0\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"et_pb_module_inner\">\n\t\t\t\t\t<div class=\"change-language\">\r\n                <div class=\"language\">\r\n                    <span class=\"eng activity\">eng<\/span>\r\n                    <span class=\"esp click-change\">esp<\/span>\r\n                <\/div>\r\n            <\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>First Step Program The earlier you start, the more it can grow. Participation in the First Step Program is FREE! You can open a plan with $0. First, choose your plan. Then, when you get to Initial Contribution during the enrollment process, simply check the box for \u201cPersonal Check.&#8221; We\u2019ll [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"class_list":["post-25","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>CollegeInvest 529 College Savings Plan First Step Program<\/title>\n<meta name=\"description\" content=\"Introducing FIRST STEP, a free kickstarter saving program for Colorado newborns from CollegeInvest, Colorado\u2019s 529 college saving program.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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